EBITDA Performance Review: Equifax Inc. vs TransUnion

EBITDA Performance: Equifax Inc. vs TransUnion

In the competitive landscape of credit reporting agencies, Equifax Inc. and TransUnion have shown distinct EBITDA trajectories over the past decade. From 2014 to 2023, Equifax's EBITDA grew by approximately 87%, peaking in 2022. This growth reflects strategic investments and market expansion. In contrast, TransUnion's EBITDA increased by about 173% during the same period, with a notable surge in 2022, indicating robust operational efficiency and market penetration.

Key Insights

• 2014-2018: Equifax maintained a steady lead, but TransUnion's EBITDA grew at a faster pace, closing the gap by 2018.
• 2019: A significant dip for Equifax, with EBITDA dropping to a mere fraction of its previous value, while TransUnion continued its upward trend.
• 2020-2023: Both companies rebounded, with Equifax regaining momentum and TransUnion achieving its highest EBITDA in 2022.

This analysis highlights the dynamic shifts in the credit reporting industry, driven by strategic decisions and market conditions.